It can be all too easy to get into debt and very hard to climb out of it. If you find you’re putting the majority of your daily expenses on credit and only just making the minimum monthly payments on your loans – you could have too much debt.

If you feel that your level of debt is keeping you awake at night, now could be the time to tidy up your different bills and hire purchase payments into one simple loan.

Why do I need one? 

• You're likely to save on interest compared to credit card and finance companies.
• Pay off your debt faster.
• Certainty of when you will become debt-free.
• We won't charge any extra fees if you want to pay the loan back sooner or make extra repayments.

Why now?
Anytime is a good time because you'll typically get a lower interest rate than your credit card or hire purchase. Currently we can offer you a Debt Consolidation Loan at 15.50% p.a. - saving you over 2% off our current standard unsecured rate! What’s more, there are no hidden fees or extra bits. Just a one off processing fee of $195 and then relax knowing everything’s in order and being looked after.

Don't hang around. This special rate is only available until 30 April 2008. So give us a call on
0800 272 662 or drop into any ASB branch and ask how you can tie up your loose ends today.


Subject to ASB Bank Limited's lending criteria and terms and conditions. A $195 loan processing fee and a minimum loan of $2,000 apply. The interest rate of 15.50% p.a. will apply for unsecured loans used to consolidate existing lending drawn down before 30 April, 2008. ASB's standard interest rates will apply on personal loans for any other purposes. Debt consolidation loans cannot be used to repay an existing ASB Personal Loan or to repay family or friends.